David Marshall 
Updated for 2025 Owning a second home or vacation property is a dream come true for many people. Whether it’s a beach house, a cabin in the mountains, or a condo in a bustling city, these properties provide a retreat from the everyday grind and offer a chance to relax and recharge. However, it’s important … Read more
Setting short-term financial goals is one of the smartest moves you can make—especially in a year like 2025, where rising costs, fluctuating income streams, and economic uncertainty are part of daily life. While long-term plans like retirement or homeownership matter, short-term goals provide the structure, clarity, and small wins you need to stay financially strong … Read more
Home insurance is a crucial aspect of homeownership that provides financial protection against various risks and damages. Environmental hazards, on the other hand, are potential dangers that can pose health risks and cause damage to our homes. In this blog post, we will explore the link between home insurance and environmental hazards, why it is … Read more
When it comes to securing our future, one of the most significant aspects is our financial stability. Long-term financial goals play a crucial role in this process, as they provide us with a roadmap to achieve financial security. In this blog post, we will explore why long-term financial goals are important and discuss some common … Read more
In today’s economic landscape, individuals often face various financial challenges that can impact their lives and long-term goals. Two significant challenges many people encounter are high mortgage rates and student loan repayment. In this blog post, we will explore strategies for navigating these financial challenges, providing insights on dealing with high mortgage rates and making … Read more
Auto insurance premiums are a crucial aspect of owning a car. They are the amount of money that car owners pay to their insurance provider in exchange for coverage. Understanding the factors that affect these premiums is important as it allows car owners to make informed decisions about their insurance coverage and potentially save money … Read more
The threat of terrorism remains a real concern, especially as geopolitical tensions, domestic extremism, and cyberterrorism continue to evolve. Acts of terror can have devastating effects on individuals, businesses, and communities. One way to mitigate the financial risks associated with such events is through terrorism insurance. In this blog post, we’ll explore the basics of … Read more
Losing a spouse: Protecting the financial well-being of the surviving spouse Losing a spouse is not only an emotionally devastating experience, but can also have significant financial implications. It is essential for couples to plan ahead and make financial arrangements to ensure that the surviving spouse is financially secure and protected after the loss of … Read more
In today’s fast-paced and competitive job market, many individuals are considering earning a second degree to enhance their skills, increase their earning potential, and improve their career prospects. However, the decision to pursue a second degree is not one to be taken lightly. It is important to carefully consider the economics of earning a second … Read more
In the field of economics, human behavior and decision-making play a vital role in understanding and predicting how markets function. Traditionally, economists have assumed that individuals are perfectly rational and make decisions that maximize their own self-interest. However, this assumption has been increasingly challenged by the concept of bounded rationality. This blog post aims to … Read more
