The 2025 Consumer Guide to Rising Prices: How to Navigate a Costlier World

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As of 2025, consumers across the United States are feeling the squeeze of rising prices. From groceries and rent to appliances and fuel, inflation is creeping into nearly every corner of daily life. What’s driving these increases? A complex mix of economic forces—including newly imposed tariffs, lingering global supply chain disruptions, and elevated labor and … Read more

2025 U.S. Tariff Changes: What They Mean for Consumers, Businesses, and the Economy

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In April 2025, the U.S. government introduced sweeping changes to its trade policy, reestablishing tariffs as a central tool of economic strategy. These measures represent one of the most comprehensive shifts in U.S. trade policy in decades and have far-reaching implications for consumers, businesses, and the global supply chain. This article explains what these tariff … Read more

Gen Z and the New Rules of Estate Planning

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Estate planning has traditionally been associated with older generations, focusing on distributing tangible assets like homes, investments, and personal belongings. However, Generation Z (born between 1997 and 2012) is redefining this narrative. Growing up in a digital age, experiencing economic uncertainties, and valuing personal freedom, Gen Z is approaching estate planning with a fresh perspective. … Read more

Top ESG Investment Trends for 2025: What to Watch

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Over the last decade, Environmental, Social, and Governance (ESG) investing has gone from fringe to fundamental. As of 2025, ESG strategies are integrated into everything from sovereign wealth funds to millennial investor portfolios. But with maturity comes scrutiny. Investors, regulators, and asset managers are no longer satisfied with vague sustainability claims — they want real … Read more

2025 Market Volatility: How Wealth Managers Are Protecting Portfolios

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The financial landscape in 2025 has been marked by significant turbulence, challenging both investors and wealth managers. Geopolitical tensions, fluctuating trade policies, and economic uncertainties have contributed to heightened market volatility. In this environment, wealth managers are employing strategic measures to safeguard portfolios and guide clients through the storm.​ What’s Causing Volatility in 2025? Volatility … Read more

How AI Is Revolutionizing Wealth Management in 2025

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Wealth management has traditionally been a domain of personalized human interaction, where financial advisors craft bespoke strategies for their clients. However, the advent of Artificial Intelligence (AI) is transforming this landscape, introducing tools that enhance decision-making, improve efficiency, and offer personalized experiences at scale. In 2025, AI is not just an auxiliary tool; it’s becoming … Read more

The Groups Most at Risk from Medicaid Overhauls in 2025

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Medicaid has long been a cornerstone of the U.S. healthcare system, providing coverage to over 80 million Americans—including children, seniors, people with disabilities, and low-income working adults. But in 2025, sweeping policy proposals at both federal and state levels threaten to fundamentally alter how Medicaid operates. These changes include federal budget cuts, restructuring of funding … Read more

2025 Medicaid Reforms: What Block Grants and Per-Capita Caps Really Mean

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This Isn’t Streamlining—It’s Surrender In 2025, the federal government is preparing to change how Medicaid works in ways that will quietly—but profoundly—transform the safety net millions of Americans depend on. It’s being framed as reform, modernization, or streamlining. But let’s be clear: it’s not. It’s a radical restructuring of how healthcare is funded in America—and … Read more

2025 Budget Cuts: What’s Being Slashed and Why It Should Scare You

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In 2025, the new administration is pushing forward a sweeping budget plan that aims to cut over $2 trillion in federal spending over the next decade. Marketed under the banner of “efficiency,” “restoring fiscal discipline,” and “protecting taxpayers,” this plan dramatically reduces funding across essential services—including healthcare, public broadcasting, environmental science, diplomacy, and global health. … Read more

What Counts Toward a Deductible (And What Doesn’t)

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You’ve chosen your health insurance plan. You know your deductible. You even understand coinsurance and out-of-pocket maximums. But one question keeps popping up: 👉 What actually counts toward my deductible? It’s not always clear—and if you don’t know what qualifies, you might assume you’re closer to meeting your deductible than you really are. This guide … Read more